Creative Business Financing





Creative Business Financing

The are new financial products available which offer a creative and revolutionary new way to finance your business operations. The most important thing to remember is that it’s not a bank loan. So there are no loan payment books, no dealing with people who don’t understand your business, none of the traditional bank hassles, and most of all…no more rejections! The funding is based upon your future sales. It’s as easy as that.

Usually, the business must already be in operation for more than 12 months and have a minimum requirement of credit card sales per month, along with some other simple qualifications.

Most customers use the money for business-building needs like adding more seats to their restaurants, advertising or stocking up on seasonal merchandise. Others have used it to buy out a partner or for emergency needs like unforeseen maintenance issues that could interrupt your business.




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The average time for funding is less than 2 weeks!

You may need to change credit-card processors to one that has a relationship with the lender so that they may collect on the future sales you complete.

Since this is not a loan, there is no monthly payment schedule. The company which is investing in your future sales gets paid only when you get paid therefore there is no discount for early payment.

Standard scoring is based on general economic data, business and garantor information to assess risk. Considering your personal credit is a part of the process.

Articles of incorporation, board-meeting minutes, a bank signature card, a corporate tax return or a business license showing the guarantor’s name as an owner will ordinarily suffice as proofs of ownership.

Your merchant account will than collect from a small percentage of your daily credit card sales. Common practice would provide you with a printed monthly statement.


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