Home Health Aid

There are many sites on the Internet today containing information about Home Health Aid and Work/Life issues that we find helpful. We encourage you to refer to the links on this page often and consult your Health Resources Professional for your specific needs:

Home Health Aid

When a loved one, who is living alone, can no longer take care of themselves and need help with everyday chores, this is when you have to start thinking about putting them into a nursing home or an assisted living home. Sometimes a loved one does not want to move out of their home where they feel most comfortable. That is when the option of home health care would be the best solution.

If a loved one is living alone and needs home medical care, household services and/or assistance in everyday living, such as bathing and cooking, where do we turn to find highly qualified nurses, aides and caregivers? There are many outside services, whether you are looking for a full time caregiver or a part time nurse to care for your loved one. The list of aides varies, according to your needs. Whether you are looking for a caregiver to help in bathing, cooking, cleaning or a nurse for your medical needs.

Whatever the needs of your loved one living at home, home heath care services can put your mind at ease knowing that your loved one is getting the best care possible, while they are still in the comfort of their own home.

Can you afford Home Health Aid?

You will lose your employer-supported group coverage. It may be possible to keep the same policy, but you will have to pay for it yourself. This will certainly cost you more than group coverage for the same, or less, protection.

A Federal law makes it possible for most people to continue their affordable group health coverage for a period of time. Called COBRA (for the Consolidated Omnibus Budget Reconciliation Act of 1985), the law requires that if you work for a business of 20 or more employees and leave your job or are laid off, you can continue to get health coverage for at least 18 months. You will be charged a higher premium than when you were working.

You also will be able to get afforable insurance under COBRA if your spouse was covered but now you are widowed or divorced. If you were covered under your parents' group plan while you were in school, you also can continue in the plan for up to 18 months under COBRA until you find a job that offers you your own health insurance.

Not all employers offer affordable health insurance. You might find this to be the case with your job, especially if you work for a small business or work part-time. If your employer does not offer health insurance, you might be able to get group insurance through membership in a labor union, professional association, club, or other organization. Many organizations offer affordable health insurance plans to members.

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