The Office of Women's Business Ownership is an integral component of the SBA serving as an entrepreneurial development network of training and counseling service. To help women accomplish their dreams and improve their communities by helping them start and run successful businesses, regardless of social or financial disadvantage, race, ethnicity or business background.
Don't confuse grants with other programs to help women business owners. There are a number of programs out there that help women in business obtain loans and training, but they are not called grants. These special Free Grant Companies are set up to assist those in our society that are unable to secure money through conventional means.
There are a variety of private and public health insurance programs. Most women obtain health insurance through their employer or as a dependent in a family plan. There also are public health insurance plans funded by the federal and state governments. Uninsured women are more likely to suffer serious health problems, partly because they tend to wait too long to get preventive care. The lack of health insurance can even be deadly.
To be a successful woman government contractor, you need to treat the government like a customer. As a Woman Business Owner, you should think through the same issues that you would if you were planning to sell to a private company or an individual client.
On March 10 the U.S. Senate, by a 74 to 25 vote, passed a bill that would significantly change bankruptcy rules. Should the bill be enacted into law, it would create the greatest change in U.S. bankruptcy law in 27 years. The House is expected to easily pass this legislation, which is part of President George W. Bush’s domestic agenda for his second term. The Senate bill contains limitations on who can file under Chapter 7 and what would be required for repayment under Chapter 13. At this time most bankruptcy filings fall under Chapter 7 but due to a recent bill passed by the Senate alot more of us will be forced into a Chapter 13. This bill will go into effect early April 2005.
For most of us the actual difference between 1099 Independent Contractors and W-2 Employees is clear cut for several reasons. But there are many of us out there that have never encountered it or never even thought to discover and understand their differences. In this article, I will convey to you the proper and necessary information so that you may determine which situation is best suited for you.
In order to retain valued employees and improve the corporate image, and at the same time gain tax benefits for themselves, many companies offer some type of financial help to employees who must pay for child or dependent care in order to work.
The easiest way to reduce your student and school loan debt is to consolidate student loans. Student loan consolidation results in lowered debt and payments if the average interest after consolidation is lower than it is before. This is really just refinancing one or a group of federal student loans, at a lower interest rate, just as refinancing a mortgage loan at a lower interest rate would reduce monthly payments and the total amount paid.
The Health Insurance Portability and Accountability Act of 1996 (HIPAA) was signed into law on August 21, 1996. This law includes important new protections for millions of working Americans and their families who have preexisting medical conditions or might suffer discrimination in health coverage based on a factor that relates to an individual's health. HIPAA's provisions amend Title I of the Employee Retirement Income Security Act of 1974 (ERISA) as well as the Internal Revenue Code and the Public Health Service Act and place requirements on employer sponsored group health plans, insurance companies and health maintenance organizations (HMOs).
There are a variety of private and public health insurance programs. Most women obtain health insurance through their employer or as a dependent in a family plan. There also are public health insurance plans funded by the federal and state governments.
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